Bank Loans in financial year 2017-18

The Reserve Bank of India’s ‘Basic Statistical Returns of Scheduled Commercial Banks(SCBs) in India- Volume 47’ report for last financial year(2017-18) has been released.

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Why is it in the news ?

  • The Reserve Bank of India’s ‘Basic Statistical Returns of Scheduled Commercial Banks(SCBs) in India- Volume 47’ report for last financial year(2017-18) has been released.
  • According to the report, Maharashtra accounted for 24.6% of total loans given by banks.

More in the news

  • In the last financial year, banks had lent Rs 21.56 lakh crore to Maharashtra of the total Rs 87.67 lakh crore lent in the country.
  • Within Maharashtra, industry got the lion’s share of credit ”“ about 39.6% or Rs 8.53 lakh crore of all money lent in the state.
  • This reflects the state’s position as one of the most industrialised.
  • The all-India credit to industry is at 3.66%.
  • Within industry, construction (9.15%), basic metals (6.24%), and electricity, gas and water (5.44%) were the major sectoral credit destinations.
  • The sector where the state lags is agriculture.
  • Bank loans to this sector were just Rs 92,707 crore or about 4.3% within Maharashtra. That compares to 13.68% on an all-India basis.

Source

Indian Express.